HOME LOAN

A home loan is a specified sum of money that an individual borrows from a financial institution to buy or construct a house. Home loans can also be used for expanding, repairing and renovating an existing property. Housing loan is a type of secured loan, wherein the property being purchased is pledged to the bank or lending institution till the borrowed amount is repaid along with the interest. In India, home loan interest rates start at as low as 6.80% p.a., with loan tenure stretching up to 30 years.

For many people, buying a house can be a difficult task because of increasing real estate price or lack of surplus cash. Thus, a home loan can help in taking this big financial step without breaking the savings and investments. Home loans come with a host of benefits and features, including balance transfer facility, top-up loan, flexible repayment options and quick approvals.

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